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The decision to add a new HVAC system to your home indicates a substantial investment. Hence, considering the inclusion of the HVAC components in your prevailing home insurance policy is prudent. Agents from Senz Insurance Agency Inc. in Beloit, WI, are available to assist you.
Understanding the Complexities of HVAC Materials
An HVAC system comprises various materials, such as metal, mechanical components, lights, and other parts that can be easily damaged. Some systems may necessitate the installation of new ductwork and electrical elements. Determining the new HVAC system’s size, design, and location is a crucial step, especially for units with indoor and outdoor components.
For example, an external condenser unit could be more susceptible to damage than HVAC components stored indoors, warranting increased insurance coverage.
Implementing Security Measures
It’s advisable to install security measures, such as updated lighting, fences, alarms, and other devices, to protect your new HVAC materials from theft or damage. The type of HVAC unit will dictate the extent of the security measures required.
Considering Your Warranty
If your new HVAC system includes a warranty, understanding its terms should be on your to-do list. While warranties provide coverage against defects and certain types of damage, adding your HVAC system to your home insurance policy is wise since warranties expire over time. Secure long-term protection for your new HVAC system with suitable insurance coverage.
Contact Senz Insurance Agency Inc.
Contact an agent at Senz Insurance Agency Inc. to arrange appropriate HVAC insurance coverage for your new HVAC system. This protection is instrumental in securing your investments.
