Condo Insurance in Wisconsin

A condominium, often called a condo, is a specific type of real estate ownership. When owning a condo, you possess legal ownership of a defined unit plus a percentage of the common areas and the rest of the condo owners.

Wisconsin condo insurance offers essential protection for your investment, the condo’s residents, and personal belongings. If you are a condo owner in and around Beloit, WI, the insurance specialists at Senz Insurance Agency Inc. can help determine how to best protect your investment and the things that matter most.

Essential Condo Insurance Considerations

When updating or considering a new condo policy, consider these essential aspects and coverage options that protect you and your investment against fire, theft, vandalism, etc.

Dwelling Insurance

Condo insurance protects the unit’s interior, typically including the space between the walls, ceilings, and floors. It will also cover fixtures and permanently attached appliances.

Personal Property

This part of the condo insurance coverage protects the unit owner’s personal belongings, so it is essential to understand the true value of your home’s contents.

Liability

Condo insurance also provides liability protection should the condo owner/insured be found responsible for someone else’s bodily injury or property damage.

Loss of Use

If the condo is temporarily uninhabitable (based on a covered loss), your condo becomes temporarily uninhabitable, and coverage includes reimbursement for temporary accommodations/food while the unit is repaired.

But note it may also be wise to consider supplemental insurance coverage options for identify theft, jewelry, artwork, and other valuable items.

Call a Leading Wisconsin Insurance Company

For additional information regarding condominium insurance, contact the insurance specialists at Senz Insurance Agency Inc. They can assess your insurance needs, offer coverage options, and provide professional guidance in protecting your Wisconsin real estate or condominium investment. At Senz Insurance Agency Inc. in Beloit, WI, we look forward to meeting all of your insurance needs.