Renters Insurance in Wisconsin

Renters’ insurance is perfect for renting a home, apartment, condo, or dorm. Purchasing your renters’ insurance policy is important because your landlord’s policy may not cover you if your unit becomes damaged after a disaster. We offer renters’ insurance here at Senz Insurance Agency Inc. in Beloit, WI, and our agents can help you find a policy to meet your needs.

Renters Insurance Requirements

Wisconsin does not require renters to purchase insurance. However, your landlord may require you to purchase insurance if you are renting an apartment or a condo. This may be a requirement in your lease.

Renters Insurance Coverage

Here’s what renters’ insurance covers:

• Personal property: This covers you if your personal items become damaged or stolen following a covered disaster. Typical items included in this policy are curtains, rugs, furniture, electronics, clothing, décor, and more. However, it also depends on the type of coverage you choose. Damage caused by smoke, wind, fire, theft, and more will be covered.
• Displacement: If you are unable to live in your home following a disaster, this will cover your temporary living expenses such as hotel stays and food. It can also cover any other expenses you must pay out of your pocket to provide for your family.
• Liability: If a visitor injures themselves while in your home, this will cover you if they file a lawsuit against you. It will also cover you if your dog attacks a neighbor or another pet nearby. It can cover your legal fees and more.

Quotes

If you are interested in receiving a quote for renters’ insurance, please call Senz Insurance Agency Inc. today. We are located in Beloit, WI. Our agents will customize a policy for you that protects your personal property and provides protection in case of a lawsuit.